Investment Management

The financial world is now more complex, fast moving and subject to more regulation than ever before, and we offer a range of investment management services which take account of all these facts.

Our Discretionary Portfolio Management Service is preferred by clients who, although interested in the progress and composition of their portfolio, like to leave the final investment decisions and day to day management to our professional fund managers. The Advisory Service is suitable for clients who wish to be more involved in the decision making process. We also offer a wide range of other services including ISAs and PEPs, investment management for pension funds and charities, a collectives portfolio service, and ethical and offshore investment.

The Group’s considerable reputation for bespoke investment management has been built over many years. The market expertise of our investment managers, their dedication to our clients and the quality of our investment research will ensure that this tradition is maintained.

Discretionary Management

Our Discretionary Portfolio Management Service is rapidly becoming our most popular service and is perfect for clients who require professional investment advice, but prefer not to be involved in day to day management. We make all the investment decisions on your behalf, taking into account your stated objectives. This frees you from much of the paperwork and administration normally associated with stock market transactions and it allows us to act quickly to take advantage of new investment opportunities. This is particularly important in today’s volatile markets.

Your investment manager and his or her team will work with you to understand your individual circumstances and objectives. They will also recognise that, over time, these can change and so they will always be available to discuss any shift of emphasis. The service is completely flexible and is designed to suit private clients, charities, pension funds and trustees, who can all rely on the professional expertise of the Group.

Please note, the value of your investments and any income from them may go down and you may get back less than you invested. If you are unsure about the suitability of this service, please contact us for advice.

Advisory Services

If you prefer to be involved in the decision making process on your own investments we can offer you expert and personal investment advice and then act on your instructions. Our role is still an active one and you will benefit from our extensive strategy and research expertise. We will make recommendations based on our knowledge of your individual requirements, and will act only once you are in agreement with our recommendations or, alternatively, you have given us instructions of your own.

There are two levels of Advisory Service:

The Advisory Managed Service is usually a fee based service, where we have an ongoing obligation
to continually monitor your portfolio. We will make recommendations to you but can only take action
on receipt of your instructions. Securities will be held in our Nominee, and you can benefit from a full
supporting investment administration service with valuations being provided at least every six months.

The Advisory Dealing Service is a more passive arrangement where the portfolio is not kept under
continuous review, but we will advise you on the merits or suitability of a particular investment at your
request, rather than on your portfolio as a whole. We can also provide valuations upon request.

The value of your investments and any income from them can fall and you may get back less than you invested. No service is suitable for all people. If you have any doubts, please contact your existing investment manager or contact us to arrange a meeting.